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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,917 | $88,815-94.5% | $81,882-94.0% | $145,897-96.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 9.22% | 1033.75%-1024.5pp | 779.47%-770.3pp | 552.29%-543.1pp |
| Employer contribution / active EE | $2,019 | $3,086-34.6% | $2,916-30.8% | $4,663-56.7% |
| Participant deferral / active EE | $3,227 | $4,647-30.6% | $4,323-25.3% | $6,689-51.8% |
| Admin fee / account holder | $4,498 | $8,434-46.7% | $7,360-38.9% | $13,390-66.4% |