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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,794 | $138,312-56.0% | $122,979-50.6% | $155,188-60.8% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 9.11% | 22.06%-13.0pp | 20.12%-11.0pp | 148.84%-139.7pp |
| Employer contribution / active EE | $5,848 | $3,530+65.6% | $3,062+90.9% | $4,248+37.7% |
| Participant deferral / active EE | $10,995 | $5,592+96.6% | $5,003+119.8% | $6,531+68.3% |
| Admin fee / account holder | $34,760 | $15,089+130.4% | $12,864+170.2% | $14,480+140.1% |