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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,340 | $172,111-45.8% | $150,298-37.9% | $137,256-32.0% |
| Participation rate | 70.0% | 81.7%-11.7pp | 77.8%-7.8pp | 80.0%-10.0pp |
| Annual return | 16.16% | 69.37%-53.2pp | 62.79%-46.6pp | 220.34%-204.2pp |
| Employer contribution / active EE | $7,093 | $4,636+53.0% | $4,154+70.7% | $4,156+70.7% |
| Participant deferral / active EE | $8,584 | $6,166+39.2% | $5,453+57.4% | $6,407+34.0% |
| Admin fee / account holder | $606 | $16,471-96.3% | $14,116-95.7% | $12,270-95.1% |