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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,340 | $227,399-59.0% | $189,758-50.8% | $198,609-53.0% |
| Participation rate | 70.0% | 84.0%-14.0pp | 79.8%-9.8pp | 82.4%-12.4pp |
| Annual return | 16.16% | 61.03%-44.9pp | 52.62%-36.5pp | 202.70%-186.5pp |
| Employer contribution / active EE | $7,093 | $5,526+28.3% | $4,767+48.8% | $5,055+40.3% |
| Participant deferral / active EE | $8,584 | $6,837+25.6% | $5,856+46.6% | $6,977+23.0% |
| Admin fee / account holder | $606 | $25,162-97.6% | $20,388-97.0% | $19,030-96.8% |