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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,340 | $185,312-49.6% | $161,489-42.2% | $154,746-39.7% |
| Participation rate | 70.0% | 82.5%-12.5pp | 78.7%-8.7pp | 80.7%-10.7pp |
| Annual return | 16.16% | 103.84%-87.7pp | 89.72%-73.6pp | 172.34%-156.2pp |
| Employer contribution / active EE | $7,093 | $4,769+48.7% | $4,268+66.2% | $4,379+62.0% |
| Participant deferral / active EE | $8,584 | $6,350+35.2% | $5,630+52.5% | $6,730+27.5% |
| Admin fee / account holder | $606 | $18,654-96.8% | $16,006-96.2% | $14,365-95.8% |