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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,729 | $172,111-85.6% | $150,298-83.5% | $137,256-82.0% |
| Participation rate | 40.0% | 81.7%-41.7pp | 77.8%-37.8pp | 80.0%-40.0pp |
| Annual return | 23.00% | 69.37%-46.4pp | 62.79%-39.8pp | 220.34%-197.3pp |
| Employer contribution / active EE | $1,088 | $4,636-76.5% | $4,154-73.8% | $4,156-73.8% |
| Participant deferral / active EE | $2,720 | $6,166-55.9% | $5,453-50.1% | $6,407-57.5% |
| Admin fee / account holder | $78 | $16,471-99.5% | $14,116-99.4% | $12,270-99.4% |