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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,729 | $174,379-85.8% | $152,093-83.7% | $138,895-82.2% |
| Participation rate | 40.0% | 81.6%-41.6pp | 77.8%-37.8pp | 79.9%-39.9pp |
| Annual return | 23.00% | 74.86%-51.9pp | 66.36%-43.4pp | 145.39%-122.4pp |
| Employer contribution / active EE | $1,088 | $4,652-76.6% | $4,175-73.9% | $4,194-74.1% |
| Participant deferral / active EE | $2,720 | $6,159-55.8% | $5,451-50.1% | $6,396-57.5% |
| Admin fee / account holder | $78 | $16,880-99.5% | $14,497-99.5% | $12,562-99.4% |