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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,685 | $97,550-39.8% | $120,344-51.2% | $87,485-32.9% |
| Participation rate | 62.0% | 72.8%-10.9pp | 76.7%-14.7pp | 68.9%-7.0pp |
| Annual return | 33.99% | 18.41%+15.6pp | 20.30%+13.7pp | 26.06%+7.9pp |
| Employer contribution / active EE | $1,476 | $2,291-35.6% | $3,020-51.1% | $2,596-43.1% |
| Participant deferral / active EE | $3,638 | $4,230-14.0% | $5,135-29.1% | $4,274-14.9% |
| Admin fee / account holder | $2,757 | $9,543-71.1% | $12,742-78.4% | $7,775-64.5% |