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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,682 | $111,535-87.7% | $105,223-87.0% | $137,256-90.0% |
| Participation rate | 87.5% | 78.1%+9.4pp | 75.0%+12.5pp | 80.0%+7.5pp |
| Annual return | 54.40% | 237.85%-183.5pp | 180.65%-126.3pp | 220.34%-165.9pp |
| Employer contribution / active EE | $1,619 | $3,939-58.9% | $3,689-56.1% | $4,156-61.0% |
| Participant deferral / active EE | $3,505 | $5,500-36.3% | $5,072-30.9% | $6,407-45.3% |
| Admin fee / account holder | $544 | $9,721-94.4% | $8,859-93.9% | $12,270-95.6% |