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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,055 | $185,312+45.7% | $161,489+67.2% | $154,746+74.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 9.13% | 103.84%-94.7pp | 89.72%-80.6pp | 172.34%-163.2pp |
| Employer contribution / active EE | $10,510 | $4,769+120.4% | $4,268+146.2% | $4,379+140.0% |
| Participant deferral / active EE | $11,230 | $6,350+76.9% | $5,630+99.5% | $6,730+66.9% |
| Admin fee / account holder | $3,694 | $18,654-80.2% | $16,006-76.9% | $14,365-74.3% |