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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,055 | $172,111+56.9% | $150,298+79.7% | $137,256+96.8% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 9.13% | 69.37%-60.2pp | 62.79%-53.7pp | 220.34%-211.2pp |
| Employer contribution / active EE | $10,510 | $4,636+126.7% | $4,154+153.0% | $4,156+152.9% |
| Participant deferral / active EE | $11,230 | $6,166+82.1% | $5,453+106.0% | $6,407+75.3% |
| Admin fee / account holder | $3,694 | $16,471-77.6% | $14,116-73.8% | $12,270-69.9% |