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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,134 | $88,815-28.9% | $81,882-22.9% | $145,897-56.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 11.38% | 1033.75%-1022.4pp | 779.47%-768.1pp | 552.29%-540.9pp |
| Employer contribution / active EE | $7,513 | $3,086+143.4% | $2,916+157.7% | $4,663+61.1% |
| Participant deferral / active EE | $12,690 | $4,647+173.1% | $4,323+193.5% | $6,689+89.7% |
| Admin fee / account holder | $942 | $8,434-88.8% | $7,360-87.2% | $13,390-93.0% |