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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,738 | $171,930-60.0% | $151,266-54.6% | $154,746-55.6% |
| Participation rate | 100.0% | 80.5%+19.5pp | 77.0%+23.0pp | 80.7%+19.3pp |
| Annual return | 21.50% | 242.03%-220.5pp | 180.60%-159.1pp | 172.34%-150.8pp |
| Employer contribution / active EE | $11,638 | $4,710+147.1% | $4,237+174.7% | $4,379+165.8% |
| Participant deferral / active EE | $15,726 | $8,191+92.0% | $7,337+114.3% | $6,730+133.7% |
| Admin fee / account holder | $3,970 | $15,803-74.9% | $13,159-69.8% | $14,365-72.4% |