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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,738 | $165,584-58.5% | $142,942-51.9% | $137,256-49.9% |
| Participation rate | 100.0% | 80.1%+19.9pp | 76.8%+23.2pp | 80.0%+20.0pp |
| Annual return | 21.50% | 164.22%-142.7pp | 113.70%-92.2pp | 220.34%-198.8pp |
| Employer contribution / active EE | $11,638 | $4,725+146.3% | $4,139+181.2% | $4,156+180.0% |
| Participant deferral / active EE | $15,726 | $8,194+91.9% | $7,128+120.6% | $6,407+145.5% |
| Admin fee / account holder | $3,970 | $16,167-75.4% | $12,475-68.2% | $12,270-67.6% |