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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,848 | $86,938-24.3% | $102,423-35.7% | $80,925-18.6% |
| Participation rate | 55.6% | 72.4%-16.8pp | 76.5%-20.9pp | 67.7%-12.1pp |
| Annual return | 11.59% | 18.89%-7.3pp | 29.42%-17.8pp | 35.65%-24.1pp |
| Employer contribution / active EE | $1,669 | $2,369-29.6% | $3,023-44.8% | $2,756-39.4% |
| Participant deferral / active EE | $2,602 | $4,120-36.9% | $5,054-48.5% | $4,299-39.5% |
| Admin fee / account holder | $1,504 | $8,053-81.3% | $9,455-84.1% | $6,940-78.3% |