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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,468 | $83,898-39.8% | $133,346-62.2% | $94,015-46.3% |
| Participation rate | 22.2% | 63.4%-41.1pp | 72.8%-50.6pp | 70.8%-48.6pp |
| Annual return | 15.22% | 16.00%-0.8pp | 36.85%-21.6pp | 17.84%-2.6pp |
| Employer contribution / active EE | $1,756 | $1,821-3.5% | $2,853-38.5% | $2,790-37.1% |
| Participant deferral / active EE | $1,631 | $3,245-49.7% | $4,332-62.3% | $4,249-61.6% |
| Admin fee / account holder | $10,231 | $7,809+31.0% | $14,264-28.3% | $8,951+14.3% |