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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,048 | $99,053-46.4% | $88,179-39.8% | $138,895-61.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 18.04% | 78.17%-60.1pp | 64.97%-46.9pp | 145.39%-127.4pp |
| Employer contribution / active EE | $5,052 | $2,882+75.3% | $2,549+98.2% | $4,194+20.4% |
| Participant deferral / active EE | $11,752 | $5,225+124.9% | $4,614+154.7% | $6,396+83.7% |
| Admin fee / account holder | $1,731 | $8,748-80.2% | $7,673-77.4% | $12,562-86.2% |