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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,870 | $201,259-64.8% | $184,200-61.5% | $145,959-51.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 25.96% | 28.98%-3.0pp | 28.80%-2.8pp | 561.95%-536.0pp |
| Employer contribution / active EE | $5,931 | $7,018-15.5% | $6,424-7.7% | $4,661+27.3% |
| Participant deferral / active EE | $0 | $9,806-100.0% | $9,132-100.0% | $6,689-100.0% |
| Admin fee / account holder | $2,394 | $16,372-85.4% | $13,907-82.8% | $13,398-82.1% |