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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,340 | $209,336-67.8% | $197,124-65.8% | $137,256-50.9% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 19.86% | 48.09%-28.2pp | 44.34%-24.5pp | 220.34%-200.5pp |
| Employer contribution / active EE | $6,644 | $6,591+0.8% | $6,227+6.7% | $4,156+59.9% |
| Participant deferral / active EE | $15,277 | $9,614+58.9% | $9,135+67.2% | $6,407+138.5% |
| Admin fee / account holder | $6,509 | $17,308-62.4% | $16,298-60.1% | $12,270-47.0% |