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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $720,523 | $209,336+244.2% | $197,124+265.5% | $137,256+424.9% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 11.05% | 48.09%-37.0pp | 44.34%-33.3pp | 220.34%-209.3pp |
| Employer contribution / active EE | $18,271 | $6,591+177.2% | $6,227+193.4% | $4,156+339.6% |
| Participant deferral / active EE | $18,320 | $9,614+90.6% | $9,135+100.6% | $6,407+186.0% |
| Admin fee / account holder | $1,785 | $17,308-89.7% | $16,298-89.0% | $12,270-85.5% |