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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,439 | $172,111-85.8% | $150,298-83.7% | $137,256-82.2% |
| Participation rate | 80.0% | 81.7%-1.7pp | 77.8%+2.2pp | 80.0%0pp |
| Annual return | 4.10% | 69.37%-65.3pp | 62.79%-58.7pp | 220.34%-216.2pp |
| Employer contribution / active EE | $1,295 | $4,636-72.1% | $4,154-68.8% | $4,156-68.9% |
| Participant deferral / active EE | $5,091 | $6,166-17.4% | $5,453-6.6% | $6,407-20.5% |
| Admin fee / account holder | $7,369 | $16,471-55.3% | $14,116-47.8% | $12,270-39.9% |