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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,347 | $124,425-72.4% | $112,040-69.3% | $137,256-75.0% |
| Participation rate | 69.6% | 79.3%-9.7pp | 76.5%-6.9pp | 80.0%-10.4pp |
| Annual return | 21.16% | 24.72%-3.6pp | 24.52%-3.4pp | 220.34%-199.2pp |
| Employer contribution / active EE | $4,607 | $3,411+35.1% | $2,954+56.0% | $4,156+10.9% |
| Participant deferral / active EE | $8,622 | $5,718+50.8% | $5,098+69.1% | $6,407+34.6% |
| Admin fee / account holder | $5,625 | $15,207-63.0% | $12,098-53.5% | $12,270-54.2% |