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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,024 | $68,097-91.2% | $62,929-90.4% | $137,256-95.6% |
| Participation rate | 86.7% | 77.4%+9.2pp | 73.1%+13.6pp | 80.0%+6.7pp |
| Annual return | 19.85% | 1859.11%-1839.3pp | 1063.93%-1044.1pp | 220.34%-200.5pp |
| Employer contribution / active EE | $816 | $2,811-71.0% | $2,505-67.4% | $4,156-80.4% |
| Participant deferral / active EE | $1,115 | $4,553-75.5% | $3,888-71.3% | $6,407-82.6% |
| Admin fee / account holder | $969 | $6,521-85.1% | $5,065-80.9% | $12,270-92.1% |