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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,470 | $156,398-35.8% | $147,318-31.8% | $138,895-27.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 24.61% | 78.75%-54.1pp | 70.43%-45.8pp | 145.39%-120.8pp |
| Employer contribution / active EE | $17,050 | $4,853+251.3% | $4,593+271.2% | $4,194+306.5% |
| Participant deferral / active EE | $16,003 | $8,237+94.3% | $7,906+102.4% | $6,396+150.2% |
| Admin fee / account holder | $2,362 | $14,976-84.2% | $13,708-82.8% | $12,562-81.2% |