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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,710 | $154,228-95.0% | $145,433-94.7% | $137,256-94.4% |
| Participation rate | 83.3% | 83.8%-0.5pp | 82.1%+1.2pp | 80.0%+3.4pp |
| Annual return | 18.68% | 74.59%-55.9pp | 66.58%-47.9pp | 220.34%-201.7pp |
| Employer contribution / active EE | $2,188 | $4,804-54.4% | $4,554-52.0% | $4,156-47.3% |
| Participant deferral / active EE | $4,261 | $8,216-48.1% | $7,897-46.0% | $6,407-33.5% |
| Admin fee / account holder | $2,292 | $14,344-84.0% | $13,129-82.5% | $12,270-81.3% |