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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,710 | $156,398-95.1% | $147,318-94.8% | $138,895-94.4% |
| Participation rate | 83.3% | 83.8%-0.4pp | 82.1%+1.3pp | 79.9%+3.4pp |
| Annual return | 18.68% | 78.75%-60.1pp | 70.43%-51.7pp | 145.39%-126.7pp |
| Employer contribution / active EE | $2,188 | $4,853-54.9% | $4,593-52.4% | $4,194-47.8% |
| Participant deferral / active EE | $4,261 | $8,237-48.3% | $7,906-46.1% | $6,396-33.4% |
| Admin fee / account holder | $2,292 | $14,976-84.7% | $13,708-83.3% | $12,562-81.8% |