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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,767 | $123,478-67.8% | $216,567-81.6% | $94,015-57.7% |
| Participation rate | 72.0% | 75.1%-3.1pp | 81.6%-9.6pp | 70.8%+1.2pp |
| Annual return | 22.26% | 23.61%-1.3pp | 12.94%+9.3pp | 17.84%+4.4pp |
| Employer contribution / active EE | $4,308 | $3,136+37.4% | $5,216-17.4% | $2,790+54.4% |
| Participant deferral / active EE | $6,278 | $4,556+37.8% | $6,191+1.4% | $4,249+47.7% |
| Admin fee / account holder | $2,543 | $12,753-80.1% | $21,981-88.4% | $8,951-71.6% |