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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,260 | $227,399-84.1% | $189,758-80.9% | $198,609-81.7% |
| Participation rate | 80.0% | 84.0%-4.0pp | 79.8%+0.2pp | 82.4%-2.4pp |
| Annual return | 15.02% | 61.03%-46.0pp | 52.62%-37.6pp | 202.70%-187.7pp |
| Employer contribution / active EE | $6,817 | $5,526+23.4% | $4,767+43.0% | $5,055+34.8% |
| Participant deferral / active EE | $10,571 | $6,837+54.6% | $5,856+80.5% | $6,977+51.5% |
| Admin fee / account holder | $10,060 | $25,162-60.0% | $20,388-50.7% | $19,030-47.1% |