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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $22,855 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $11,301 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,738 | $89,054-54.3% | $102,457-60.2% | $77,692-47.6% |
| Participation rate | 65.0% | 80.9%-15.9pp | 76.5%-11.5pp | 70.6%-5.6pp |
| Annual return | 24.82% | 25.02%-0.2pp | 29.41%-4.6pp | 31.25%-6.4pp |
| Employer contribution / active EE | $2,965 | $2,698+9.9% | $3,022-1.9% | $2,726+8.8% |
| Participant deferral / active EE | $6,074 | $5,146+18.0% | $5,054+20.2% | $4,648+30.7% |
| Admin fee / account holder | $190 | $236-19.5% | $9,451-98.0% | $431-55.9% |