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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,711 | $108,911-35.1% | $100,392-29.6% | $145,884-51.5% |
| Participation rate | 91.7% | 83.0%+8.7pp | 81.5%+10.2pp | 80.3%+11.4pp |
| Annual return | 18.21% | 58.23%-40.0pp | 49.45%-31.2pp | 551.85%-533.6pp |
| Employer contribution / active EE | $2,544 | $4,420-42.4% | $3,941-35.5% | $4,662-45.4% |
| Participant deferral / active EE | $16,860 | $8,459+99.3% | $8,090+108.4% | $6,690+152.0% |
| Admin fee / account holder | $309 | $9,698-96.8% | $7,904-96.1% | $13,392-97.7% |