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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,688 | $172,111-88.0% | $150,298-86.2% | $137,256-84.9% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 16.48% | 69.37%-52.9pp | 62.79%-46.3pp | 220.34%-203.9pp |
| Employer contribution / active EE | $1,584 | $4,636-65.8% | $4,154-61.9% | $4,156-61.9% |
| Participant deferral / active EE | $3,656 | $6,166-40.7% | $5,453-33.0% | $6,407-42.9% |
| Admin fee / account holder | $1,842 | $16,471-88.8% | $14,116-87.0% | $12,270-85.0% |