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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $41,954 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $21,256 |
Service code 27 · EIN 99-2539506 | Advisory (Plan) | $14,947 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,691 | $89,123-47.6% | $102,460-54.4% | $77,762-40.0% |
| Participation rate | 55.1% | 80.9%-25.8pp | 76.5%-21.4pp | 70.6%-15.5pp |
| Annual return | 20.31% | 25.05%-4.7pp | 29.47%-9.2pp | 31.27%-11.0pp |
| Employer contribution / active EE | $1,516 | $2,700-43.9% | $3,025-49.9% | $2,728-44.4% |
| Participant deferral / active EE | $2,765 | $5,148-46.3% | $5,056-45.3% | $4,651-40.6% |
| Admin fee / account holder | $208 | $236-11.8% | $9,460-97.8% | $433-51.9% |