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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,179 | $162,136-82.0% | $152,301-80.8% | $154,746-81.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 25.29% | 91.02%-65.7pp | 80.50%-55.2pp | 172.34%-147.0pp |
| Employer contribution / active EE | $5,382 | $4,890+10.1% | $4,624+16.4% | $4,379+22.9% |
| Participant deferral / active EE | $12,877 | $8,341+54.4% | $8,004+60.9% | $6,730+91.3% |
| Admin fee / account holder | $2,920 | $15,759-81.5% | $14,398-79.7% | $14,365-79.7% |