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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,179 | $154,228-81.1% | $145,433-79.9% | $137,256-78.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 25.29% | 74.59%-49.3pp | 66.58%-41.3pp | 220.34%-195.1pp |
| Employer contribution / active EE | $5,382 | $4,804+12.0% | $4,554+18.2% | $4,156+29.5% |
| Participant deferral / active EE | $12,877 | $8,216+56.7% | $7,897+63.1% | $6,407+101.0% |
| Admin fee / account holder | $2,920 | $14,344-79.6% | $13,129-77.8% | $12,270-76.2% |