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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,035 | $126,661-61.3% | $113,397-56.8% | $138,895-64.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | -52.84% | 25.05%-77.9pp | 23.20%-76.0pp | 145.39%-198.2pp |
| Employer contribution / active EE | $4,230 | $3,456+22.4% | $2,977+42.1% | $4,194+0.8% |
| Participant deferral / active EE | $4,863 | $5,693-14.6% | $5,076-4.2% | $6,396-24.0% |
| Admin fee / account holder | $311 | $14,549-97.9% | $11,957-97.4% | $12,562-97.5% |