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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,035 | $167,415-70.7% | $140,514-65.1% | $198,609-75.3% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | -52.84% | 13.85%-66.7pp | 14.36%-67.2pp | 202.70%-255.5pp |
| Employer contribution / active EE | $4,230 | $4,088+3.5% | $3,378+25.2% | $5,055-16.3% |
| Participant deferral / active EE | $4,863 | $5,579-12.8% | $4,919-1.1% | $6,977-30.3% |
| Admin fee / account holder | $311 | $16,730-98.1% | $13,697-97.7% | $19,030-98.4% |