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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,035 | $136,860-64.2% | $120,344-59.3% | $154,746-68.3% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | -52.84% | 21.38%-74.2pp | 20.30%-73.1pp | 172.34%-225.2pp |
| Employer contribution / active EE | $4,230 | $3,533+19.7% | $3,020+40.0% | $4,379-3.4% |
| Participant deferral / active EE | $4,863 | $5,793-16.1% | $5,135-5.3% | $6,730-27.7% |
| Admin fee / account holder | $311 | $15,393-98.0% | $12,742-97.6% | $14,365-97.8% |