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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,680 | $75,541-48.8% | $152,093-74.6% | $82,637-53.2% |
| Participation rate | 89.7% | 66.5%+23.2pp | 77.8%+12.0pp | 68.1%+21.7pp |
| Annual return | 57.10% | 32.56%+24.5pp | 66.36%-9.3pp | 53.51%+3.6pp |
| Employer contribution / active EE | $2,346 | $2,622-10.6% | $4,175-43.8% | $2,552-8.1% |
| Participant deferral / active EE | $18,517 | $3,206+477.6% | $5,451+239.7% | $4,126+348.8% |
| Admin fee / account holder | $1,756 | $6,405-72.6% | $14,497-87.9% | $7,339-76.1% |