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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,441 | $160,028-28.5% | $147,080-22.2% | $145,884-21.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 27.17% | 98.60%-71.4pp | 420.17%-393.0pp | 551.85%-524.7pp |
| Employer contribution / active EE | $20,507 | $5,286+288.0% | $4,933+315.7% | $4,662+339.8% |
| Participant deferral / active EE | $35,931 | $8,422+326.6% | $8,066+345.4% | $6,690+437.1% |
| Admin fee / account holder | $25,017 | $15,030+66.4% | $12,989+92.6% | $13,392+86.8% |