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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,904 | $49,976-16.2% | $66,674-37.2% | $82,637-49.3% |
| Participation rate | 67.5% | 63.1%+4.4pp | 73.7%-6.2pp | 68.1%-0.6pp |
| Annual return | 470.86% | 39.09%+431.8pp | 321.24%+149.6pp | 53.51%+417.4pp |
| Employer contribution / active EE | $1,741 | $1,988-12.4% | $2,620-33.5% | $2,552-31.8% |
| Participant deferral / active EE | $3,402 | $2,847+19.5% | $4,084-16.7% | $4,126-17.5% |
| Admin fee / account holder | $5,734 | $4,594+24.8% | $5,098+12.5% | $7,339-21.9% |