Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,041 | $48,011-93.7% | $63,803-95.2% | $82,637-96.3% |
| Participation rate | 64.4% | 66.6%-2.1pp | 72.7%-8.3pp | 68.1%-3.6pp |
| Annual return | 27.71% | 19.84%+7.9pp | 543.72%-516.0pp | 53.51%-25.8pp |
| Employer contribution / active EE | $180 | $1,904-90.6% | $2,532-92.9% | $2,552-93.0% |
| Participant deferral / active EE | $817 | $2,846-71.3% | $3,843-78.7% | $4,126-80.2% |
| Admin fee / account holder | $354 | $3,873-90.9% | $5,196-93.2% | $7,339-95.2% |