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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,863 | $154,228-55.4% | $145,433-52.6% | $137,256-49.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 17.02% | 74.59%-57.6pp | 66.58%-49.6pp | 220.34%-203.3pp |
| Employer contribution / active EE | $7,190 | $4,804+49.7% | $4,554+57.9% | $4,156+73.0% |
| Participant deferral / active EE | $10,043 | $8,216+22.2% | $7,897+27.2% | $6,407+56.8% |
| Admin fee / account holder | $12,465 | $14,344-13.1% | $13,129-5.1% | $12,270+1.6% |