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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,105 | $23,330-91.0% | $64,489-96.7% | $82,448-97.4% |
| Participation rate | 84.3% | 68.3%+16.0pp | 67.7%+16.6pp | 68.1%+16.2pp |
| Annual return | 14.59% | 83.66%-69.1pp | 55.03%-40.4pp | 41.64%-27.0pp |
| Employer contribution / active EE | $0 | $824-100.0% | $1,523-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $962 | $1,707-43.6% | $2,778-65.4% | $4,139-76.8% |
| Admin fee / account holder | $832 | $2,946-71.8% | $4,260-80.5% | $7,234-88.5% |