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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,798 | $212,386-13.9% | $199,883-8.5% | $138,895+31.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 9.59% | 47.75%-38.2pp | 43.81%-34.2pp | 145.39%-135.8pp |
| Employer contribution / active EE | $18,548 | $6,625+180.0% | $6,261+196.2% | $4,194+342.2% |
| Participant deferral / active EE | $38,833 | $9,617+303.8% | $9,138+324.9% | $6,396+507.1% |
| Admin fee / account holder | $354 | $18,233-98.1% | $17,268-97.9% | $12,562-97.2% |