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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,757 | $123,898-26.7% | $116,538-22.1% | $155,188-41.5% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.8%+19.2pp |
| Annual return | 35.53% | 16.04%+19.5pp | 17.97%+17.6pp | 148.84%-113.3pp |
| Employer contribution / active EE | $19,210 | $4,739+305.4% | $4,541+323.0% | $4,248+352.2% |
| Participant deferral / active EE | $7,022 | $6,400+9.7% | $6,207+13.1% | $6,531+7.5% |
| Admin fee / account holder | $1,040 | $9,174-88.7% | $8,737-88.1% | $14,480-92.8% |