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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,757 | $124,213-26.9% | $118,106-23.2% | $154,746-41.4% |
| Participation rate | 100.0% | 83.6%+16.4pp | 81.9%+18.1pp | 80.7%+19.3pp |
| Annual return | 35.53% | 18.29%+17.2pp | 19.44%+16.1pp | 172.34%-136.8pp |
| Employer contribution / active EE | $19,210 | $4,905+291.6% | $4,698+308.9% | $4,379+338.7% |
| Participant deferral / active EE | $7,022 | $6,859+2.4% | $6,619+6.1% | $6,730+4.3% |
| Admin fee / account holder | $1,040 | $9,627-89.2% | $8,973-88.4% | $14,365-92.8% |