Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,829 | $81,403-81.8% | $147,027-89.9% | $87,485-83.0% |
| Participation rate | 44.4% | 63.4%-19.0pp | 73.7%-29.3pp | 68.9%-24.5pp |
| Annual return | 22.09% | 16.51%+5.6pp | 20.23%+1.9pp | 26.06%-4.0pp |
| Employer contribution / active EE | $1,145 | $2,205-48.1% | $3,626-68.4% | $2,596-55.9% |
| Participant deferral / active EE | $2,172 | $3,315-34.5% | $4,933-56.0% | $4,274-49.2% |
| Admin fee / account holder | $1,207 | $6,755-82.1% | $12,223-90.1% | $7,775-84.5% |