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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,803 | $88,815-46.2% | $81,882-41.6% | $145,897-67.2% |
| Participation rate | 61.1% | 75.1%-14.0pp | 72.4%-11.3pp | 80.3%-19.2pp |
| Annual return | 13.24% | 1033.75%-1020.5pp | 779.47%-766.2pp | 552.29%-539.0pp |
| Employer contribution / active EE | $1,624 | $3,086-47.4% | $2,916-44.3% | $4,663-65.2% |
| Participant deferral / active EE | $2,451 | $4,647-47.3% | $4,323-43.3% | $6,689-63.4% |
| Admin fee / account holder | $3,319 | $8,434-60.6% | $7,360-54.9% | $13,390-75.2% |