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| Provider | Service type | Compensation |
|---|---|---|
HBK CPAS & CONSULTANTS2+ years Filed as: HBK SORCE ADVISORY Service code 27 · EIN 34-1925728 | Advisory (Plan) | $22,219 |
THE VANGUARD GROUP, INC.2+ years Filed as: THE VANGUARD GROUP INC. Service code 15 · EIN 23-1945930 | Recordkeeping | $18,736 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,254 | $50,820-46.4% | $155,567-82.5% | $77,671-64.9% |
| Participation rate | 36.4% | 63.1%-26.7pp | 78.2%-41.8pp | 70.6%-34.2pp |
| Annual return | 14.35% | 34.85%-20.5pp | 64.74%-50.4pp | 31.21%-16.9pp |
| Employer contribution / active EE | $1,171 | $1,993-41.2% | $4,674-74.9% | $2,726-57.1% |
| Participant deferral / active EE | $1,818 | $2,823-35.6% | $5,628-67.7% | $4,648-60.9% |
| Admin fee / account holder | $228 | $436-47.8% | $15,916-98.6% | $430-47.1% |