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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,396 | $180,749+71.2% | $160,784+92.4% | $137,256+125.4% |
| Participation rate | 95.2% | 80.0%+15.3pp | 77.0%+18.3pp | 80.0%+15.3pp |
| Annual return | 17.88% | 2234.46%-2216.6pp | 1803.92%-1786.0pp | 220.34%-202.5pp |
| Employer contribution / active EE | $16,762 | $4,155+303.4% | $3,733+349.0% | $4,156+303.3% |
| Participant deferral / active EE | $19,445 | $6,844+184.1% | $6,293+209.0% | $6,407+203.5% |
| Admin fee / account holder | $2,212 | $10,397-78.7% | $9,717-77.2% | $12,270-82.0% |