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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,161 | $129,737-97.6% | $119,126-97.3% | $154,746-98.0% |
| Participation rate | 90.0% | 78.9%+11.1pp | 75.8%+14.2pp | 80.7%+9.3pp |
| Annual return | 22.14% | 379.08%-356.9pp | 282.11%-260.0pp | 172.34%-150.2pp |
| Employer contribution / active EE | $1,182 | $4,375-73.0% | $4,034-70.7% | $4,379-73.0% |
| Participant deferral / active EE | $1,835 | $5,842-68.6% | $5,318-65.5% | $6,730-72.7% |
| Admin fee / account holder | $984 | $11,961-91.8% | $10,693-90.8% | $14,365-93.2% |