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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,227 | $112,729-91.8% | $98,716-90.7% | $137,256-93.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 25.26% | 38.48%-13.2pp | 31.81%-6.6pp | 220.34%-195.1pp |
| Employer contribution / active EE | $2,369 | $2,725-13.1% | $2,279+4.0% | $4,156-43.0% |
| Participant deferral / active EE | $2,962 | $4,640-36.2% | $4,048-26.8% | $6,407-53.8% |
| Admin fee / account holder | $356 | $10,129-96.5% | $8,703-95.9% | $12,270-97.1% |