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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,227 | $115,225-92.0% | $100,712-90.8% | $138,895-93.4% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 25.26% | 40.35%-15.1pp | 33.27%-8.0pp | 145.39%-120.1pp |
| Employer contribution / active EE | $2,369 | $2,771-14.5% | $2,313+2.5% | $4,194-43.5% |
| Participant deferral / active EE | $2,962 | $4,699-37.0% | $4,085-27.5% | $6,396-53.7% |
| Admin fee / account holder | $356 | $10,844-96.7% | $9,256-96.2% | $12,562-97.2% |