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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,227 | $123,155-92.5% | $108,753-91.5% | $155,188-94.1% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 25.26% | 44.73%-19.5pp | 37.47%-12.2pp | 148.84%-123.6pp |
| Employer contribution / active EE | $2,369 | $2,811-15.7% | $2,427-2.4% | $4,248-44.2% |
| Participant deferral / active EE | $2,962 | $4,623-35.9% | $4,115-28.0% | $6,531-54.7% |
| Admin fee / account holder | $356 | $12,126-97.1% | $10,320-96.6% | $14,480-97.5% |