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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,260 | $68,097-71.7% | $62,929-69.4% | $137,256-86.0% |
| Participation rate | 80.0% | 77.4%+2.6pp | 73.1%+6.9pp | 80.0%0pp |
| Annual return | 21.01% | 1859.11%-1838.1pp | 1063.93%-1042.9pp | 220.34%-199.3pp |
| Employer contribution / active EE | $716 | $2,811-74.5% | $2,505-71.4% | $4,156-82.8% |
| Participant deferral / active EE | $5,088 | $4,553+11.8% | $3,888+30.9% | $6,407-20.6% |
| Admin fee / account holder | $1,128 | $6,521-82.7% | $5,065-77.7% | $12,270-90.8% |