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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,123 | $174,379-94.2% | $152,093-93.3% | $138,895-92.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 30.20% | 74.86%-44.7pp | 66.36%-36.2pp | 145.39%-115.2pp |
| Employer contribution / active EE | $1,681 | $4,652-63.9% | $4,175-59.7% | $4,194-59.9% |
| Participant deferral / active EE | $4,276 | $6,159-30.6% | $5,451-21.6% | $6,396-33.1% |
| Admin fee / account holder | $352 | $16,880-97.9% | $14,497-97.6% | $12,562-97.2% |