Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 3-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,007 | $47,105-97.9% | $68,368-98.5% | $67,986-98.5% |
| Participation rate | 63.0% | 51.8%+11.2pp | 73.8%-10.8pp | 57.2%+5.8pp |
| Annual return | 20.62% | 48.37%-27.8pp | 292.57%-272.0pp | 31.67%-11.0pp |
| Employer contribution / active EE | $0 | $1,859-100.0% | $2,649-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $669 | $2,374-71.8% | $4,123-83.8% | $3,358-80.1% |
| Admin fee / account holder | $417 | $2,435-82.9% | $5,150-91.9% | $3,203-87.0% |