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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $55,007 |
RBC WEALTH MANAGEMENT1 year Filed as: RBC CAPITAL MARKETS, LLC Service code 27 · EIN 20-0563684 | Advisory (Plan) | $24,529 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,733 | $58,778-64.7% | $129,295-84.0% | $77,671-73.3% |
| Participation rate | 80.8% | 59.2%+21.5pp | 69.6%+11.2pp | 70.6%+10.2pp |
| Annual return | 15.76% | 24.73%-9.0pp | 9429.28%-9413.5pp | 31.21%-15.5pp |
| Employer contribution / active EE | $1,119 | $1,952-42.7% | $4,157-73.1% | $2,726-59.0% |
| Participant deferral / active EE | $3,293 | $3,212+2.5% | $4,169-21.0% | $4,648-29.2% |
| Admin fee / account holder | $111 | $589-81.2% | $7,665-98.6% | $430-74.3% |