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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,421 | $152,074-22.1% | $137,474-13.9% | $198,609-40.4% |
| Participation rate | 100.0% | 85.3%+14.7pp | 83.5%+16.5pp | 82.4%+17.6pp |
| Annual return | 17.94% | 10.68%+7.3pp | 11.53%+6.4pp | 202.70%-184.8pp |
| Employer contribution / active EE | $1,060 | $5,444-80.5% | $5,048-79.0% | $5,055-79.0% |
| Participant deferral / active EE | $10,217 | $6,522+56.7% | $6,155+66.0% | $6,977+46.4% |
| Admin fee / account holder | $1,331 | $11,950-88.9% | $10,602-87.4% | $19,030-93.0% |