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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,421 | $124,213-4.7% | $118,106+0.3% | $154,746-23.5% |
| Participation rate | 100.0% | 83.6%+16.4pp | 81.9%+18.1pp | 80.7%+19.3pp |
| Annual return | 17.94% | 18.29%-0.4pp | 19.44%-1.5pp | 172.34%-154.4pp |
| Employer contribution / active EE | $1,060 | $4,905-78.4% | $4,698-77.4% | $4,379-75.8% |
| Participant deferral / active EE | $10,217 | $6,859+48.9% | $6,619+54.4% | $6,730+51.8% |
| Admin fee / account holder | $1,331 | $9,627-86.2% | $8,973-85.2% | $14,365-90.7% |