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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,038 | $183,592-92.4% | $155,574-91.0% | $145,877-90.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.92% | 61.37%-53.5pp | 64.87%-56.9pp | 551.28%-543.4pp |
| Employer contribution / active EE | $9,534 | $5,317+79.3% | $4,676+103.9% | $4,663+104.5% |
| Participant deferral / active EE | $5,000 | $6,466-22.7% | $5,629-11.2% | $6,691-25.3% |
| Admin fee / account holder | $362 | $19,316-98.1% | $15,914-97.7% | $13,402-97.3% |