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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,149 | $97,125-58.7% | $86,233-53.4% | $137,256-70.7% |
| Participation rate | 45.5% | 74.2%-28.7pp | 69.0%-23.6pp | 80.0%-34.5pp |
| Annual return | 23.36% | 74.19%-50.8pp | 61.39%-38.0pp | 220.34%-197.0pp |
| Employer contribution / active EE | $2,481 | $2,841-12.7% | $2,504-0.9% | $4,156-40.3% |
| Participant deferral / active EE | $3,903 | $5,180-24.7% | $4,559-14.4% | $6,407-39.1% |
| Admin fee / account holder | $77 | $9,725-99.2% | $8,342-99.1% | $12,270-99.4% |