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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,634 | $100,203-65.4% | $85,240-59.4% | $145,897-76.3% |
| Participation rate | 37.5% | 74.1%-36.6pp | 67.5%-30.0pp | 80.3%-42.8pp |
| Annual return | 18.25% | 84.28%-66.0pp | 66.75%-48.5pp | 552.29%-534.0pp |
| Employer contribution / active EE | $3,158 | $3,242-2.6% | $2,735+15.5% | $4,663-32.3% |
| Participant deferral / active EE | $4,541 | $5,299-14.3% | $4,527+0.3% | $6,689-32.1% |
| Admin fee / account holder | $0 | $7,265-100.0% | $6,165-100.0% | $13,390-100.0% |