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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,576 | $160,070-63.4% | $147,117-60.2% | $145,897-59.9% |
| Participation rate | 94.7% | 84.0%+10.7pp | 82.2%+12.6pp | 80.3%+14.4pp |
| Annual return | 74.34% | 98.69%-24.3pp | 420.54%-346.2pp | 552.29%-478.0pp |
| Employer contribution / active EE | $6,868 | $5,285+30.0% | $4,932+39.2% | $4,663+47.3% |
| Participant deferral / active EE | $12,177 | $8,419+44.6% | $8,065+51.0% | $6,689+82.0% |
| Admin fee / account holder | $8,132 | $15,035-45.9% | $12,993-37.4% | $13,390-39.3% |